Niqosiya: Journal of Economics and Business Research

Institutional Management of Mangrove Ecosystems on Small Islands to Support Sustainable Utilization

2024-11-03T15:43:14+00:00

Introduction: Tanakeke Island is one of the small islands in Indonesia that features mangrove ecosystems. In the 1980s, the area of mangroves on Tanakeke Island was approximately 1,770 hectares. However, between the 1980s and the 2000s, the mangroves were reduced by 60 percent due to uncontrolled exploitation and environmental changes. This paper aims to analyze the institutional linkages related to the current management of the mangrove ecosystem on Tanakeke Island and its impact on the sustainability of mangrove utilization. Research Methods: The analysis utilizes the concept of the dynamics of institutional resource management development (Ostrom, 1990) to assess the state of institutional management of the mangrove ecosystem and its relationship to sustainable use. Results: At the time of this research, Tanakeke Island had established rules governing mangrove utilization and rehabilitation activities. The mapping results indicate that the mangrove ecosystem management institutions on Tanakeke Island are currently in an “institutional self-governing period,” as defined by Ostrom (1990) framework for the dynamic development of natural resource institutions. Conclusion: The findings suggest that these management institutions are progressing toward self-governance, as they have demonstrated the ability to manage mangrove resources independently. At the time of this research, the institutions responsible for managing the mangrove ecosystem on Tanakeke Island support the sustainable utilization of mangroves.

Health of Islamic Banks in Indonesia After the Covid-19 Pandemic: Financial Performance Analysis

2024-12-04T01:35:47+00:00

Introduction: The Covid-19 pandemic has significantly impacted the global financial sector, including Indonesia. This study aims to analyze the health level of Islamic Commercial Banks after the Covid-19 pandemic in Indonesia using the NPF, ROA, and CAR Ratios from January 2020 to June 2024. Research Methods: The research method used is qualitative with a descriptive approach. Result: The study results show that the average NPF ratio of Islamic Commercial Banks in 2020-2024 was 2.44%, indicating that Islamic Commercial Banks are Healthy. The smaller the NPF, the healthier the bank. The average ROA ratio of Islamic Commercial Banks in 2020-2024 was 1.77%, indicating that Islamic Commercial Banks are in a very healthy condition. The greater the ROA, the healthier the bank. The average CAR ratio of Islamic Commercial Banks 2020-2024 of 24.91% shows that Islamic Commercial Banks are in a very healthy condition. The greater the CAR, the healthier the bank. Conclusion: From the study results above, it can be concluded that the health level of Islamic commercial banks in Indonesia after the Covid 19 pandemic is very well maintained. This confirms that Islamic banks in Indonesia have resilience in facing the economic crisis. This provides confidence for stakeholders to continue investing and participating in the Islamic financial ecosystem.

Mapping Islamic Social Finance’s Impact on SDGs: A Bibliometric Dive into Decent Work and Economic Growth

2024-12-05T02:15:52+00:00

Introduction: The SDGs are goals that countries around the world want to achieve by 2030. However, this bis project requires a lot of funding. So it requires other alternative funding such as Islamic social finance. This research wants to examine the funding of SDGs, especially goal number 8 using Islamic social finance instruments. Research Methods: This study adopts a bibliometric approach by analyzing 500 articles published between 2015 until 2024 using Publish or Perish, which were sourced from Google Scholar. Based on their focus on Islamic social finance and the SDGs number 8, 25 relevant articles were selected from this initial pool. Keyword analysis, network visualization, and density mapping were performed using VOSviewer software. Examining keyword occurrences and temporal overlaps helped to identify dominant themes, gaps, and emerging areas of focus in Islamic social finance research. Result: The results show that zakaf and waqf are the most frequently discussed topics. This underscore their central role in aligning Islamic financial principles with SDGs. However, instruments such as sadaqah, qard al-hasan, and takaful continue to be under-explored, pointing to significant gaps in the literature. Conclusions: As a recommendation, to fully understand their potential contributions to the SDGs number 8, further research on other Islamic social finance instruments beyond zakat and waqf is needed.